Learning something new helps your brain build new cells and strengthen existing pathways. It improves cognitive function; concentration and reduces the chance of developing dementia. And ~ it’s amazingly satisfying.
This generates anticipation of something good in your future. To solidify your intent, appropriately name your savings account or put a sticker on your stash of cash. Psychologically, this creates incentive to leave it in place.
The menials of a To Do List may distract you from larger more meaningful outcomes. A more focused Results List will require things to get done while putting a priority on a purposeful outcome.